Branch Insurance

AI-driven bundled home and auto insurance with instant pricing

InsurancePaid

Branch is an AI-native insurance company that uses data science and automation to offer bundled home and auto insurance with instant quotes and same-day coverage — eliminating the weeks-long underwriting process of traditional insurers. Its AI pricing model incorporates alternative data sources beyond standard underwriting factors to achieve more accurate risk pricing, enabling competitive rates for lower-risk customers who traditional insurers over-charge based on blunt actuarial categories. Branch distributes through employers as a financial wellness benefit and through direct-to-consumer channels.

Key Features

• ✓Instant quotes
• ✓Bundled home+auto
• ✓Same-day coverage
• ✓Alternative data pricing
• ✓Employer distribution
• ✓Digital-first